Terms and Conditions

Last Updated: November 12, 2025

Welcome to Elite Wealth LLC (“we,” “our,” or “us”). We are a licensed insurance agency providing life insurance, annuity, and related financial protection services. These Terms and Conditions (“Terms”) govern your use of our website, communications, and services (collectively, the “Services”).

By using our website or engaging with Elite Wealth LLC, you agree to these Terms and to comply with all applicable federal and state laws and regulations. If you do not agree, please discontinue use of our Services.

1. Acceptance of Terms

By using this website, requesting an insurance review, or communicating with Elite Wealth LLC, you confirm that you are at least 18 years old and have the authority to enter into this agreement.

2. Description of Services

Elite Wealth LLC provides:

• Licensed insurance guidance and policy placement through approved carriers.

• Educational materials and planning tools for insurance and retirement income.

• Written insurance options, pricing, and coverage comparisons.

Elite Wealth LLC is not a bank, investment adviser, or tax preparer. We do not provide legal, tax, or investment advice.

No Guarantee of Outcomes: While we strive to provide clear, accurate, and compliant insurance information, we cannot guarantee specific financial or insurance outcomes. Policy approvals, rates, and benefits depend on carrier underwriting and regulatory requirements.

3. Client Responsibilities

By engaging with our Services, you agree to:

• Provide accurate and complete information during consultations or application processes.

• Review all written materials before making any insurance or financial decision.

• Use our website and content only for lawful purposes and personal financial education.

4. Licensing and Regulatory Disclosure

Elite Wealth LLC and its agents are licensed insurance professionals in applicable states.

Policy guarantees are backed by the issuing insurer’s claims-paying ability. Availability, features, and terms vary by carrier and state.

5. Intellectual Property

All text, designs, and content on this website are owned by or licensed to Elite Wealth LLC.

You may not copy, reproduce, or distribute content without prior written consent.

6. Limitation of Liability

Elite Wealth LLC is not liable for indirect, incidental, or consequential damages arising from use of our Services, communications, or materials. Insurance results and approvals depend on carrier underwriting and are not guaranteed.

7. Indemnification

You agree to indemnify and hold harmless Elite Wealth LLC, its agents, and affiliates from any claim or demand arising out of your misuse of our Services or violation of these Terms.

8. Third-Party Links

Our website may link to third-party websites or insurer portals. Elite Wealth LLC is not responsible for the content, security, or policies of those third parties.

9. Modifications

We may update these Terms at any time. Changes take effect when posted on this page with an updated “Last Updated” date.

10. Governing Law

These Terms are governed by the laws of the State of Wisconsin, without regard to its conflict of law principles.

11. Contact

For questions about these Terms, contact us at:

Elite Wealth LLC
6808 University Ave, STE 108-1136
Middleton, WI 53562
(888) 421-6845
[email protected]